"Hwa & Joy (Alexandria)"
"Matt was pleasant, eager and honest when my husband and I first met him. Matt was very accessible and responsive...I never felt out of touch or neglected with him....he was very accomodating and patient throughout the process. He really worked hard for us and I appreciate his professionalism and personal care...He totally earned my trust. I will not hesitate to recommend him to anyone...Thank you, Matt."
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Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
Which hazardous substance is contained in sixty-four million houses and apartments?
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| A |
HUD estimates that 64 million homes and apartments built before 1978 contain lead-based paint.
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 See More Real Estate Trivia > |
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Matthew Chae & the Helping You Home Team
Keller Williams Realty
12700 Fair Lakes Circle, Suite 120
Fairfax, VA 22033
703-266-4544
Fax: 703-564-9841
matthewchae@NUMBER1EXPERT.com
With over 30 years in northern Virginia and more than 13 years of sales and consulting experience, Matthew uses his wealth of real estate market knowledge and experience to provide his clients with the best experience during a real estate transaction. He understands that home buying or selling is a very big step and works diligently to make sure his clients are taken care of and supported throughout the entire process. His goal is NOT to “sell” his clients but rather to consult and help them on their real estate needs.
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